It provides that extra level of comfort that helps you know you’re using the right credit card. Image Credit: ChaseĪlthough these are common benefits, it is good to know that a card you may be using for a large percentage of your everyday purchases will still protect you if there’s a problem with a charge. Service and Protection Pretty much all credit cards these days come with a group of protection benefits, and the Freedom Unlimited card has all the usuals. It will be stored in the form of points until you either choose to use it or you close your account. The Chase Sapphire Preferred® Card, on the other hand, has $0 in foreign transaction fees! Your Cash-back Doesn’t ExpireĪs long as you are a cardholder in good standing, your cash back doesn’t expire. ![]() ![]() There is a hefty 3% fee added to all foreign transactions! Be careful, because this also applies to any online foreign transactions that you may make from your home before the trip. Hot Tip: You don’t want to use the Freedom Unlimited card when traveling internationally. Earning at 1.5% is better than most traditional credit cards, and unless you have a card that earns at a better rate, it makes sense to use this one. This makes the Freedom Unlimited card an excellent card for multiple bonus categories, including one of the best cards for monthly bills and everyday spending. Great Bonus CategoriesĪs long as you hold the Freedom Unlimited card, you will earn 5% back on travel purchases through Chase Ultimate Rewards, 3% back on dining and drugstore purchases, and 1.5% cash-back on all other transactions. Also, watch out for the balance transfer fee. Otherwise, you will be hit with the variable APR. You do need to make sure you have paid off the entire balance by the time you reach 15 months. The 0% APR is good not only for purchases, but on balance transfers as well. It’s not going up the second year, or any year! Once you know how to maximize the rewards, you will understand how amazing this is! Low Introductory APRĪn APR of 0% for the first 15 months from account opening will help out if you have a large purchase that you need to pay off over a couple of months. The Freedom Unlimited card has an annual fee of $0 - and that’s not just an introductory annual fee. IHG Rewards Club Loyalty Program Review.Choice Privileges Loyalty Program Review.Marriott Bonvoy Hotel Loyalty Program Review.How to Buy Hotel Points & Airline Miles.Best Ways to Redeem Choice Hotel Points. ![]() Best IHG Luxury Hotels to Book With Points.Best Ways to Redeem Marriott Points for Hotels.Best Marriott Luxury Hotels to Book With Points.Guide to Hotel Status Matches and Challenges.Best Hilton Luxury Hotels to Book With Points.Best Websites for Booking Affordable Hotels.TSA PreCheck – Everything You Need to Know.How to Cancel an American Airlines Flight.Best Crossbody Bags & Purses for Travel. ![]() Best Portable Wi-Fi Hotspots for Travel.Comparing Top 3 Chase Business Credit Cards.Maximize Rewards From Your Business Purchases.How to Apply For a Small Business Credit Card.Top Reasons to Get a Business Credit Card.Business Credit Cards for Shipping Purchases.Business Credit Cards for Advertising Purchases.Best Credit Cards for Rental Car Insurance.Credit Cards with Airport Lounge Access.
0 Comments
Leave a Reply. |